Crisis cover is a term policy from ICICI prudential that provides the life coverage along with the coverage from 35 serious illnesses.  The term policy can thus provide the coverage similar to a mediclaim policy. In crisis cover the diseases are classified into two. For the first set of diseases the policy owner will get the sum assured totally. For the second category of diseases, the policy owner will get 50% of the sum assured for Angioplasty or maximum 5 lakh Rs, whichever is lesser. The maximum coverage for diseases under this section is 10 lakh Rs. Apart from this coverage, if death or permanent disability happens, this policy returns back the sum assured completely.

Persons from 18 years to 60 years can join in this Policy. The minimum sum assured is 3 lakhs Rs and Maximum sum assured is 20 lakhs. The annual premium for a person with 25 years of age for a term of 15 years is Rs 2435. For a person with 45 years of age it is Rs 9804.